Articles Index
Business Insurance for a Bar
Bars, taverns, inns, or any business that sells alcohol to the public have special insurance needs. Business insurance for a bar requires liability and property insurance. Here we look at business insurance for a bar.
Lowering Business Insurance Premiums by Organization Membership
Business insurance premiums are often less expensive when the business insurance is purchased through membership in a professional organization or business group.
Business Insurance for a Lodging Establishment
Businesses that offer travelers a place to stay have special business insurance needs. Here is discussion of the business insurance needs of a lodging business.
Earthquake Insurance
Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.
Interpreting Business Insurance Policies
Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.
Fire Insurance
Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.
Flood Insurance
Flooding and water damage is not covered under most commercial property policies. Your Business Insurance plan may need flood insurance.
Lowering Workers' Compensation Premiums
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.
Business Release Forms
Business insurers may require the use of a release form or limitation on liability form be used by your business. Do release forms limit liability? Can a release form lower business insurance premiums?
Insurance Agents vs. Insurance Brokers
Business insurance agents and business insurance brokers are different. Which professional you use depends on the size of your business operations.
Preparing to Purchase Business Insurance
Preparing to Purchase business insurance is a four step process and is a good start in preparing a solid business insurance plan.
Examine Your Business
Insuring your business starts with a statement about what your business does.
Specialized Insurance Policies
Some businesses require specialized business insurance.
Why Your Business Needs Business Insurance
Business insurance is critical to control risk. There are many common myths about business liability and the need for business insurance. Here we examine those myths about business insurance.
Types of Business Insurance
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
Network Risk Policies for Your Business
A network risk policy can protect your business in case of a serious network or internet outage and is a valuable part of your business insurance for your business.
Business Insurance - Professional Overhead Expense Disability Coverage
Business Insurance - Professional Overhead Expense Disability Coverage Protects the Business and Business Owner in Case of Disability.
What Happens When Your Business is Sued?
Business insurance provides you with a defense and a way to pay claims in case of an injury to a person or property. This article outlines what happens when your company faces a liability claim.
Business Insurance for a Church
Business Insurance for a church to protect the congregation and the physical location of the church is similar to insurance for a business.
Key Man Insurance
Key Man insurance coverage is business insurance for the "key" employees within your business. Whether you need key man business insurance coverage is dependent upon the nature of your business.
Business Insurance for the Home Based Business
Home businesses need business insurance to protect the business just like any other business. Her we discuss the most common types of business insurance need by the home business.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.
An Overview of Business Health Insurance
Health insurance for your business is important for your business to be competitive.
Business Insurance for the Farm
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations.
Deductibility of Business Insurance Premiums
Business insurance premiums are tax deductible as business expenses. This article discusses the basic deductions for business insurance premiums.