Articles Index

Business Insurance Agents Versus Online Business Insurance Purchases

Business insurance can be purchased online. So, why hire an insurance professional? We look at the benefits of purchasing insurance and getting online quotes versus hiring an insurance agent or broker.

Travel Insurance for Business Travel

Businesses that have their employees travel frequently may benefit by requiring travel insurance on travel purchased by the company. Travel insurance can also provide some valuable protection to expensive international business travel.

Spouse-Employee Health Insurance Deduction

Small business is often family business. A family business can generally deduct or exclude from income the costs of providing health insurance to spouse-employees and family-employees.

Using Online Insurance Quotes to Purchase Business Insurance

Many insurers offer online insurance quotes for personal insurance products. Business insurance quotes may also be offered online, but is business insurance a proper product to purchase online for your small business? Here we look at how to use insurance quotes to purchase business insurance.

Idaho

Insurance links and contact information for the State of Idaho.

An Overview of Business Health Insurance

Health insurance for your business is important for your business to be competitive.

Indiana

Insurance links and contact information for the State of Indiana

Insurer Defense Obligations Under the Insurance Policy

When your business is sued for something or someones alleged injury, your business insurance policy provides for a defense against the claims. Here we discuss how business insurance provides you a legal defense.

Working with Your Insurance Company

Business owners who purchase business insurance for their business must, necessarily, work with their insurance company. Here is some advice for working with your business insurer.

Business Insurance - Disability Insurance

Disability insurance is an important addition to you business risk management plan. Disability business insurance can provide protection to the small business person by providing income after a disability. Disability insurance can aid employees by providing a valuable benefit of disability protection.

Commercial Auto Insurance Websites

Online insurance quotes are available from many insurance companies. This is a listing of online insurance quote sites.

Business Insurance - Insuring the Nonprofit

Nonprofits and not-for-profit businesses and agencies work with volunteers and the public. Business insurance for the nonprofit is different from for profit business insurance.

Discontinued Operations and Products Coverage

Discontinued Operations and Products Coverage is business insurance that covers the risk of loss after a business ceases operations.

Workers' Compensation Discount for Drug-Free Workplace

Business insurance such as workers' compensation insurance is mandated by the state. Premium discounts can be obtained by creating a drug-free workplace.

Business Insurance for the Home Office

Home offices can be protected against risk by proper business insurance coverage. This article discusses what insurance is available for the home office.

Expert Advice on Reviewing Your Health Care Options During Open Enrollment

Every year your business health insurance plan will have an open-enrollment period. Open-enrollment is an excellent time for business owners and employees to review health care costs and premium expenses and consider options to lower premiums.

Employment Practices Liability Insurance

Employment Practices Liability Insurance is liability insurance to protect your business from claims by employees against the business for things like wrongful discharge, workplace harassment and discrimination.

Business Insurance - Advertising Injury Coverage

Business insurance can provide coverage for damages caused by an advertising injury. Here we discuss advertising injury coverage and business insurance coverage for such risk.

Important Tips for Your Business Property Insurance

Your business insurance risk management plan will include property insurance. Here are three tips to make sure your property insurance will cover your business in case of loss.

Business Insurance for a Bar

Bars, taverns, inns, or any business that sells alcohol to the public have special insurance needs. Business insurance for a bar requires liability and property insurance. Here we look at business insurance for a bar.

Lowering Business Insurance Premiums by Organization Membership

Business insurance premiums are often less expensive when the business insurance is purchased through membership in a professional organization or business group.

Business Insurance for a Lodging Establishment

Businesses that offer travelers a place to stay have special business insurance needs. Here is discussion of the business insurance needs of a lodging business.

Earthquake Insurance

Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.

Interpreting Business Insurance Policies

Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.

Fire Insurance

Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.