Liability Insurance

A Liability Insurance Policy covers your business in the event of a law suit alleging your company caused damage or loss by a mistake.

For the small business, the businessowners policy is the most effective and affordable business insurance option.

Your business location can effect the cost of premiums paid for your business liability insurance. When looking for a location for your business consider the effect of the location on your insurance premiums for your business insurance.

Cyber liability insurance is growing in importance as a part of your business insurance plan. Cyber liability can protect your business against a number of electronic risks and their related costs.

Your Business Insurance premiums are based on the risk involved in your business. Here is a list of the riskiest jobs.

A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.

Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.

Businesses often face the situation where an employee is accused of a crime or similar act. Business insurance may or may not provide coverage for such an act.

Security in the workplace is vital to the safety of employees. In addition to security and disaster response planning, some insurers offer insurance products to help insure the business for the risk of loss associated with workplace violence.

Employment Practices Liability Insurance is liability insurance to protect your business from claims by employees against the business for things like wrongful discharge, workplace harassment and discrimination.

Business insurance can provide coverage for damages caused by an advertising injury. Here we discuss advertising injury coverage and business insurance coverage for such risk.

Contract Bonds, also known as Construction Bonds, are important risk-minimization tools utilized by municipalities and project developers across the country. These bonds are also frequently misunderstood.

Business insurance can be difficult to obtain for a new business or new product. Here are some tips on what to do when you cannot find insurance.

Directors and officers insurance is business insurance designed to protect the company and its directors and officers from personal financial liability for their actions as directors and officers for the company.

Many businesses are requested at one time or another to add another business as an "additional insured" on the company's liability policy. Here we generally review additional insured status and what it means to your business and its business insurance.