Business Insurance: Most Popular Articles
These articles are the most popular over the last month.
Business Insurance - Advertising Injury Coverage
Business insurance can provide coverage for damages caused by an advertising injury. Here we discuss advertising injury coverage and business insurance coverage for such risk.
Business insurance can provide coverage for damages caused by an advertising injury. Here we discuss advertising injury coverage and business insurance coverage for such risk.
Insurance Agents vs. Insurance Brokers
Business insurance agents and business insurance brokers are different. Which professional you use depends on the size of your business operations.
Business insurance agents and business insurance brokers are different. Which professional you use depends on the size of your business operations.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.
Endorsement
Endorsement - a business insurance definition
Endorsement - a business insurance definition
What is the difference between a "claims made"...
Business Insurance for your business may include professional liability or other types of coverage that will be either claims made coverage or occurrence coverage. Understanding the difference is important for your Business Insurance program.
Business Insurance for your business may include professional liability or other types of coverage that will be either claims made coverage or occurrence coverage. Understanding the difference is important for your Business Insurance program.
The Largest U.S. Business Insurers
The largest business insurers in the United States maintain a dominant web presence. Here is a list of the largest business insurers and associated links. Each website includes valuable information about the company and business insurance.
The largest business insurers in the United States maintain a dominant web presence. Here is a list of the largest business insurers and associated links. Each website includes valuable information about the company and business insurance.
Additional Insured Coverage - What is it?
Businesses work with other businesses, that is the nature of our economy. A contractor builds a house
Businesses work with other businesses, that is the nature of our economy. A contractor builds a house
Questions To Ask Before Your Business Rents An...
Questions to ask before you rent or hire an auto to ensure your business is adequately covered by auto insurance
Questions to ask before you rent or hire an auto to ensure your business is adequately covered by auto insurance
Employer Non-Owned Car Liability Coverage
The Employer Non-Owned Car Liability Coverage is business insurance that protects your business when employees operate their own auto as part of their employment.
The Employer Non-Owned Car Liability Coverage is business insurance that protects your business when employees operate their own auto as part of their employment.
Using Section 125 Plans to Save Health Care...
Section 125 Plans allow an employer to offer benefits to their employees while saving health care premiums, taxes and workers' compensation premiums.
Section 125 Plans allow an employer to offer benefits to their employees while saving health care premiums, taxes and workers' compensation premiums.
Business Insurance for a Lodging Establishment
Businesses that offer travelers a place to stay have special business insurance needs. Here is discussion of the business insurance needs of a lodging business.
Businesses that offer travelers a place to stay have special business insurance needs. Here is discussion of the business insurance needs of a lodging business.
Business Insurance - What is Self-Insurance?
Businesses interested in lowering business insurance premium costs and having more control over their risk management plan may consider self-insurance. Self-insurance is a business insurance strategy where the company maintains a part of the insured risk.
Businesses interested in lowering business insurance premium costs and having more control over their risk management plan may consider self-insurance. Self-insurance is a business insurance strategy where the company maintains a part of the insured risk.
Liqour Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Lowering Workers' Compensation Premiums
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.
An Introduction to Workers' Compensation
Workers' Compensation Insurance is mandated by state law and should be considered first in a business insurance plan.
Workers' Compensation Insurance is mandated by state law and should be considered first in a business insurance plan.
Types of Business Insurance
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
Deductibility of Business Insurance Premiums
Business insurance premiums are tax deductible as business expenses. This article discusses the basic deductions for business insurance premiums.
Business insurance premiums are tax deductible as business expenses. This article discusses the basic deductions for business insurance premiums.
Directors and Officers Insurance
Directors and officers insurance is business insurance designed to protect the company and its directors and officers from personal liability claims.
Directors and officers insurance is business insurance designed to protect the company and its directors and officers from personal liability claims.
Business Release Forms
Business insurers may require the use of a release form or limitation on liability form be used by your business. Do release forms limit liability? Can a release form lower business insurance premiums?
Business insurers may require the use of a release form or limitation on liability form be used by your business. Do release forms limit liability? Can a release form lower business insurance premiums?
Business Insurance Brokers
Business insurance brokers can offer more services to the business than the insurance agent. This is a list of the largest insurance brokers in the U.S. and their contact information.
Business insurance brokers can offer more services to the business than the insurance agent. This is a list of the largest insurance brokers in the U.S. and their contact information.
Keep it Simple: Business Policies Cover Four...
Business Insurance Policies cover four basic things: property, liability, people, and income.
Business Insurance Policies cover four basic things: property, liability, people, and income.
Cyber Liability Coverage
Cyber liability insurance is growing in importance as a part of your business insurance plan. Cyber liability can protect your business against a number of electronic risks and their related costs.
Cyber liability insurance is growing in importance as a part of your business insurance plan. Cyber liability can protect your business against a number of electronic risks and their related costs.
Do I Need Commercial Auto Coverage?
Your business needs commercial auto coverage if it uses any titled vehicles in its business.
Your business needs commercial auto coverage if it uses any titled vehicles in its business.
Introduction to the ISO Commercial General...
A discussion of Coverage A, Bodily Injury and Property Damage Liability, under the ISO Commercial General Liability Coverage form
A discussion of Coverage A, Bodily Injury and Property Damage Liability, under the ISO Commercial General Liability Coverage form
Business Insurance for a Bar
Bars, taverns, inns, or any business that sells alcohol to the public have special insurance needs. Business insurance for a bar requires liability and property insurance. Here we look at business insurance for a bar.
Bars, taverns, inns, or any business that sells alcohol to the public have special insurance needs. Business insurance for a bar requires liability and property insurance. Here we look at business insurance for a bar.
Before You Purchase Commercial Auto Business...
Commercial auto insurance is one of the most critical coverages for your business insurance and risk management program. Before you add a commercial auto policy to your business insurance program, consider the following points and discuss them with your insurance professional.
Commercial auto insurance is one of the most critical coverages for your business insurance and risk management program. Before you add a commercial auto policy to your business insurance program, consider the following points and discuss them with your insurance professional.
Commercial Auto Coverage - Hired Auto
Hired auto coverage is commercial auto coverage that provides coverage to you, or your business, when operating a vehicle you do not own or that is not registered to you.
Hired auto coverage is commercial auto coverage that provides coverage to you, or your business, when operating a vehicle you do not own or that is not registered to you.
Host Liquor Liability Coverage
The scope of coverage provided by the ISO CGL for liquor-related activities as a result of the liquor liability exclusion
The scope of coverage provided by the ISO CGL for liquor-related activities as a result of the liquor liability exclusion
Employment Practices Liability Insurance
Employment Practices Liability Insurance is liability insurance to protect your business from claims by employees against the business for things like wrongful discharge, workplace harassment and discrimination.
Employment Practices Liability Insurance is liability insurance to protect your business from claims by employees against the business for things like wrongful discharge, workplace harassment and discrimination.
Workers Compensation Insurance - Understanding...
Workers compensation insurance is business insurance that provides coverage for work place injuries to your employees. The policies can be confusing so here we take a look at the policy and what it covers.
Workers compensation insurance is business insurance that provides coverage for work place injuries to your employees. The policies can be confusing so here we take a look at the policy and what it covers.
Overview of the Liability Insurance Policy
A Liability Insurance Policy covers your business in the event of a law suit alleging your company caused damage or loss by a mistake.
A Liability Insurance Policy covers your business in the event of a law suit alleging your company caused damage or loss by a mistake.
Key Man Insurance
"Key Man" insurance is a life and/or disability policy taken out by the business as a beneficiary in
"Key Man" insurance is a life and/or disability policy taken out by the business as a beneficiary in
Liability Insurance for Mobile Equipment
Properly insuring mobile equipment for liability under a commercial liability and/or a commercial auto policy.
Properly insuring mobile equipment for liability under a commercial liability and/or a commercial auto policy.
Fire Insurance
Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.
Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.
Before You Buy an Umbrella Policy
Issues to consider before buying a commercial umbrella policy, including the limits, coverages, cost, variations and pitfalls.
Issues to consider before buying a commercial umbrella policy, including the limits, coverages, cost, variations and pitfalls.
The Top Ten Riskiest Jobs
Your Business Insurance premiums are based on the risk involved in your business. Here is a list of the riskiest jobs.
Your Business Insurance premiums are based on the risk involved in your business. Here is a list of the riskiest jobs.
An Overview of Casualty Coverage
Casualty insurance differs from property insurance. Casualty insurance insures the business while property insurance insures the location.
Casualty insurance differs from property insurance. Casualty insurance insures the business while property insurance insures the location.
Business Insurance for a Church
Business Insurance for a church to protect the congregation and the physical location of the church is similar to insurance for a business.
Business Insurance for a church to protect the congregation and the physical location of the church is similar to insurance for a business.
Introduction to Property Insurance
Property Insurance is insurance that insures your location and contents.
Property Insurance is insurance that insures your location and contents.
Business Insurance for the Home Based Business
Home businesses need business insurance to protect the business just like any other business. Her we discuss the most common types of business insurance need by the home business.
Home businesses need business insurance to protect the business just like any other business. Her we discuss the most common types of business insurance need by the home business.
An Example of Business Interruption Coverage...
Business interruption coverage can be explained by and example.
Business interruption coverage can be explained by and example.
Business Interruption Insurance
Business Interruption Insurance is coverage that protects your business from the loss of income from a loss of business location
Business Interruption Insurance is coverage that protects your business from the loss of income from a loss of business location
Introduction to Business Insurance
This is an introduction to business insurance.
This is an introduction to business insurance.
Exclusion
Definition of Exclusion. Business Insurance.
Definition of Exclusion. Business Insurance.
How To Lower Your Business Insurance Premiums
You can lower your business insurance premiums. Here are some tips to lower your business insurance premiums.
You can lower your business insurance premiums. Here are some tips to lower your business insurance premiums.
How Does Workers' Compensation Operate in My...
Frequently Asked Questions About Workers' Compensation Insurance
Frequently Asked Questions About Workers' Compensation Insurance
Discontinued Operations and Products Coverage
Discontinued Operations and Products Coverage is business insurance that covers the risk of loss after a business ceases operations.
Discontinued Operations and Products Coverage is business insurance that covers the risk of loss after a business ceases operations.
How Much Business Interruption Coverage is...
Business interruption insurance is notoriously difficult to purchase in the correct coverage amount. Under insuring will result in a penalty.
Business interruption insurance is notoriously difficult to purchase in the correct coverage amount. Under insuring will result in a penalty.
Business Insurance - What is Valuable Papers...
Valuable papers business insurance coverage is critical insurance coverage to your business. Valuable papers coverage covers the cost of replacing documents used in your business.
Valuable papers business insurance coverage is critical insurance coverage to your business. Valuable papers coverage covers the cost of replacing documents used in your business.
Business Insurance - How do I File a Business...
Business insurance is for managing risk. Risk means the chance of something going wrong causing damage to the business or to others. When claims occur, the claims must be reported to the business insurer. Here we look at how to submit a claim to the business insurer.
Business insurance is for managing risk. Risk means the chance of something going wrong causing damage to the business or to others. When claims occur, the claims must be reported to the business insurer. Here we look at how to submit a claim to the business insurer.
Additional Insured
Definition of Additional Insured
Definition of Additional Insured
High Deductible Health Plans and a Health...
High Deductible Health Plans and a Health Savings Account can be a good way for newer small businesses to provide coverage to their employees.
High Deductible Health Plans and a Health Savings Account can be a good way for newer small businesses to provide coverage to their employees.
Business Insurance - Insuring the Nonprofit
Nonprofits and not-for-profit businesses and agencies work with volunteers and the public. Business insurance for the nonprofit is different from for profit business insurance.
Nonprofits and not-for-profit businesses and agencies work with volunteers and the public. Business insurance for the nonprofit is different from for profit business insurance.
Business Insurance Purchase Checklist
This is a Checklist of Documents and Information You Will Need to Purchase Business Insurance.
This is a Checklist of Documents and Information You Will Need to Purchase Business Insurance.
What is an Employer Mandate?
Businesses looking to find health insurance for their employees are going to be affected by any health care reform. Business insurance costs can be affected by such reform. Here we look at what an employer mandate means to the business owner.
Businesses looking to find health insurance for their employees are going to be affected by any health care reform. Business insurance costs can be affected by such reform. Here we look at what an employer mandate means to the business owner.
Reinsurance
Definition of Reinsurance. Business Insurance.
Definition of Reinsurance. Business Insurance.
Occurrence
Definition of Occurrence. Business Insurance.
Definition of Occurrence. Business Insurance.
Bad Practices that Raise Premiums
Business insurance premiums for your business are often the result of the way the business is operated. Bad claims history, poor safety records and poor business practices can greatly increase your business insurance costs.
Business insurance premiums for your business are often the result of the way the business is operated. Bad claims history, poor safety records and poor business practices can greatly increase your business insurance costs.
Business Insurance for the Farm
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations.
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations.
Workers' Compensation Discount for Drug-Free...
Business insurance such as workers' compensation insurance is mandated by the state. Premium discounts can be obtained by creating a drug-free workplace.
Business insurance such as workers' compensation insurance is mandated by the state. Premium discounts can be obtained by creating a drug-free workplace.
Who's Covered Under My Commercial Auto Policy?
Article that describes in detail the persons and entities that are included as insureds under a typical business auto policy
Article that describes in detail the persons and entities that are included as insureds under a typical business auto policy
Earthquake Insurance
Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.
Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.
Business Insurance - How do I Insure...?
Business insurance is made more confusing by the use of industry specific terms. The terms can be confusing. Here we discuss some basics and answer how to insure just about every aspect of your business in lay terms.
Business insurance is made more confusing by the use of industry specific terms. The terms can be confusing. Here we discuss some basics and answer how to insure just about every aspect of your business in lay terms.
Business Insurance Agents Versus Online...
Business insurance can be purchased online. So, why hire an insurance professional? We look at the benefits of purchasing insurance and getting online quotes versus hiring an insurance agent or broker.
Business insurance can be purchased online. So, why hire an insurance professional? We look at the benefits of purchasing insurance and getting online quotes versus hiring an insurance agent or broker.
What Happens When Your Business is Sued?
Business insurance provides you with a defense and a way to pay claims in case of an injury to a person or property. This article outlines what happens when your company faces a liability claim.
Business insurance provides you with a defense and a way to pay claims in case of an injury to a person or property. This article outlines what happens when your company faces a liability claim.
Employee Benefits Liability Coverage
Reasons why small business owners might need employee benefits liability coverage to protect themselves against claims resulting from errors in benefits administration
Reasons why small business owners might need employee benefits liability coverage to protect themselves against claims resulting from errors in benefits administration
Business Insurance for a Flower Shop
Flower shops and florists bring nature to the city and bring beauty to many occasions. Florists also have unique risks to their business that need to be considered. What business insurance should the florist consider?
Flower shops and florists bring nature to the city and bring beauty to many occasions. Florists also have unique risks to their business that need to be considered. What business insurance should the florist consider?
Does My Business Insurance Cover Employee...
Businesses often face the situation where an employee is accused of a crime or similar act. Business insurance may or may not provide coverage for such an act.
Businesses often face the situation where an employee is accused of a crime or similar act. Business insurance may or may not provide coverage for such an act.
Business Insurance for the Home Office
Home offices can be protected against risk by proper business insurance coverage. This article discusses what insurance is available for the home office.
Home offices can be protected against risk by proper business insurance coverage. This article discusses what insurance is available for the home office.
Business Insurance - Helpful Mobile Applications
Many insurers offer free claims applications for the iPhone, Blackberry, Palm, and other mobile devices to assist their insureds in recording and documenting claims information. Here is a quick list of some free applications.
Many insurers offer free claims applications for the iPhone, Blackberry, Palm, and other mobile devices to assist their insureds in recording and documenting claims information. Here is a quick list of some free applications.
How To Prepare a Business Insurance Budget
Business insurance is a significant cost of doing business. Planning your small business insurance plan requires budgeting for insurance.
Business insurance is a significant cost of doing business. Planning your small business insurance plan requires budgeting for insurance.
Important Tips for Your Business Property...
Your business insurance risk management plan will include property insurance. Here are three tips to make sure your property insurance will cover your business in case of loss.
Your business insurance risk management plan will include property insurance. Here are three tips to make sure your property insurance will cover your business in case of loss.
Business Insurance - Contract Bonds
Contract Bonds, also known as Construction Bonds, are important risk-minimization tools utilized by municipalities and project developers across the country. These bonds are also frequently misunderstood.
Contract Bonds, also known as Construction Bonds, are important risk-minimization tools utilized by municipalities and project developers across the country. These bonds are also frequently misunderstood.
Business Insurance -Political Risk Insurance
International and multi-national businesses, banks, financial institutions and other businesses that do business in countries with unstable social and political conditions can reduce the risk of of revolution, regime change or political violence with political risk insurance.
International and multi-national businesses, banks, financial institutions and other businesses that do business in countries with unstable social and political conditions can reduce the risk of of revolution, regime change or political violence with political risk insurance.
What is an Intentional Tort or a Violation of a...
Workers' Compensation generally excludes a lawsuit against an employer for workplace injuries. However, Violation of a Specific Safety Regulation claims (VSSR) claims and intentional torts still can result in extraordinary liability above insurance.
Workers' Compensation generally excludes a lawsuit against an employer for workplace injuries. However, Violation of a Specific Safety Regulation claims (VSSR) claims and intentional torts still can result in extraordinary liability above insurance.
Working with Your Insurance Company
Business owners who purchase business insurance for their business must, necessarily, work with their insurance company. Here is some advice for working with your business insurer.
Business owners who purchase business insurance for their business must, necessarily, work with their insurance company. Here is some advice for working with your business insurer.
Why Your Business Needs Business Insurance
Business insurance is critical to control risk. There are many common myths about business liability and the need for business insurance. Here we examine those myths about business insurance.
Business insurance is critical to control risk. There are many common myths about business liability and the need for business insurance. Here we examine those myths about business insurance.
Interpreting Business Insurance Policies
Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.
Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.
Business Insurance - Where can I get Wind...
The threat of storm damage for coastal businesses is always present. Businesses may be able to take advantage of state sponsored business insurance to protect against the risk of storm damage.
The threat of storm damage for coastal businesses is always present. Businesses may be able to take advantage of state sponsored business insurance to protect against the risk of storm damage.
Adjuster
Definition of Adjuster. Business Insurance.
Definition of Adjuster. Business Insurance.
Flood Insurance
Flooding and water damage is not covered under most commercial property policies. Your Business Insurance plan may need flood insurance.
Flooding and water damage is not covered under most commercial property policies. Your Business Insurance plan may need flood insurance.
Commercial Auto Insurance Websites
Online insurance quotes are available from many insurance companies. This is a listing of online insurance quote sites.
Online insurance quotes are available from many insurance companies. This is a listing of online insurance quote sites.
Buying Business Insurance for Your Specific...
Many insurers create specific programs dedicated to your specific business and this can be an excellent way of purchasing business insurance tailored to your business.
Many insurers create specific programs dedicated to your specific business and this can be an excellent way of purchasing business insurance tailored to your business.
Business Insurance - Disability Insurance
Disability insurance is an important addition to you business risk management plan. Disability business insurance can provide protection to the small business person by providing income after a disability. Disability insurance can aid employees by providing a valuable benefit of disability protection.
Disability insurance is an important addition to you business risk management plan. Disability business insurance can provide protection to the small business person by providing income after a disability. Disability insurance can aid employees by providing a valuable benefit of disability protection.
Using Online Insurance Quotes to Purchase...
Many insurers offer online insurance quotes for personal insurance products. Business insurance quotes may also be offered online, but is business insurance a proper product to purchase online for your small business? Here we look at how to use insurance quotes to purchase business insurance.
Many insurers offer online insurance quotes for personal insurance products. Business insurance quotes may also be offered online, but is business insurance a proper product to purchase online for your small business? Here we look at how to use insurance quotes to purchase business insurance.
Business Insurance - What Happens if My...
American International Group or AIG is the nation's largest business insurer. AIG may fail or declare bankruptcy. This article discusses what happens when an insurer becomes insolvent. It addresses whether your business will lose business insurance.
American International Group or AIG is the nation's largest business insurer. AIG may fail or declare bankruptcy. This article discusses what happens when an insurer becomes insolvent. It addresses whether your business will lose business insurance.
Network Risk Policies for Your Business
A network risk policy can protect your business in case of a serious network or internet outage and is a valuable part of your business insurance for your business.
A network risk policy can protect your business in case of a serious network or internet outage and is a valuable part of your business insurance for your business.
The Five Ratings Companies
There are five main companies that provide ratings for insurers.
There are five main companies that provide ratings for insurers.
The Businessowners Policy - Major Coverage in...
For the small business, the businessowners policy is the most effective and affordable business insurance option.
For the small business, the businessowners policy is the most effective and affordable business insurance option.
Before You Choose an Insurance Company
Choosing an Insurance Company for your Business Insurance.
Choosing an Insurance Company for your Business Insurance.
Business Location Effect on Premiums
Your business location can effect the cost of premiums paid for your business liability insurance. When looking for a location for your business consider the effect of the location on your insurance premiums for your business insurance.
Your business location can effect the cost of premiums paid for your business liability insurance. When looking for a location for your business consider the effect of the location on your insurance premiums for your business insurance.
Arkansas
Arkansas Department of Insurance links and contact information.
Arkansas Department of Insurance links and contact information.
Using Life Insurance to Secure Business...
Life Insurance Can be Used to Insure the Life of Key Employees and to Continue the Business in Case of Death
Life Insurance Can be Used to Insure the Life of Key Employees and to Continue the Business in Case of Death
Agent and Broker Accreditation
Insurance agents and brokers can seek accreditation based on their experience and training.
Insurance agents and brokers can seek accreditation based on their experience and training.
What is Bad Faith?
Insurance is a contract. In return for premiums, the insurer agrees to indemnify and defend you if a
Insurance is a contract. In return for premiums, the insurer agrees to indemnify and defend you if a
Preparing to Purchase Business Insurance
Preparing to Purchase business insurance is a four step process and is a good start in preparing a solid business insurance plan.
Preparing to Purchase business insurance is a four step process and is a good start in preparing a solid business insurance plan.
Business Insurers Online
Business insurers offer information online. Insurers offer quotes on your business insurance. The insurers also direct your business to agents, brokers, and insurance professionals in your area. Here I list some of the largest insurers' web sites for business insurance. These are direct links to the business insurance sections of some of the largest U.S. Insurers.
Business insurers offer information online. Insurers offer quotes on your business insurance. The insurers also direct your business to agents, brokers, and insurance professionals in your area. Here I list some of the largest insurers' web sites for business insurance. These are direct links to the business insurance sections of some of the largest U.S. Insurers.
Maine
Insurance links and contact information for the State of Maine.
Insurance links and contact information for the State of Maine.
Business Insurance for the Farm Continued
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations. Page 2.
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations. Page 2.
Small Business Employers are Entitled to Tax...
The health insurance reforms passed in 2010 include significant small business tax credits for small businesses providing health insurance to their employees. Unfortunately, many employers are unaware of the credits or do not take advantage of the tax credits. This article discusses the health insurance tax credits.
The health insurance reforms passed in 2010 include significant small business tax credits for small businesses providing health insurance to their employees. Unfortunately, many employers are unaware of the credits or do not take advantage of the tax credits. This article discusses the health insurance tax credits.
Business Owner's Policy
Definition of a Business Owner's Policy
Definition of a Business Owner's Policy
Before You Choose a Business Insurance...
Business insurance is critical to your business. Choosing a business insurance professional who understands your needs and your business is an important first step in purchasing business insurance.
Business insurance is critical to your business. Choosing a business insurance professional who understands your needs and your business is an important first step in purchasing business insurance.
How To Create a Disaster Plan
Proper Business Insurance planning includes the creation of a disaster plan. The business owner has many tools available to create such a plan.
Proper Business Insurance planning includes the creation of a disaster plan. The business owner has many tools available to create such a plan.
Tips for Family Business Planning with Business...
Long-term planning for a family business should include business insurance products that assist in business succession planning. Business insurance can be a useful tool in assuring the business remains intact through family transitions.b
Long-term planning for a family business should include business insurance products that assist in business succession planning. Business insurance can be a useful tool in assuring the business remains intact through family transitions.b
Eco-Friendly Business Insurance
Insurers often lead the way in developing safety policies and standards. It makes sense since it is in
Insurers often lead the way in developing safety policies and standards. It makes sense since it is in
Spouse-Employee Health Insurance Deduction
Small business is often family business. A family business can generally deduct or exclude from income the costs of providing health insurance to spouse-employees and family-employees.
Small business is often family business. A family business can generally deduct or exclude from income the costs of providing health insurance to spouse-employees and family-employees.
Coinsurance
Definition of coinsurance. Business Insurance.
Definition of coinsurance. Business Insurance.
An Overview of Business Health Insurance
Health insurance for your business is important for your business to be competitive.
Health insurance for your business is important for your business to be competitive.
Alabama
Here are links and contact information for the Alabama Department of Insurance.
Here are links and contact information for the Alabama Department of Insurance.
Colorado
Links and contacts to the Division of Insurance for Colorado.
Links and contacts to the Division of Insurance for Colorado.
An Overview of Policy Obligations
An Insurance Policy is a contract and each side has specific obligations.
An Insurance Policy is a contract and each side has specific obligations.
Business Insurance to Cover the Risk of...
Security in the workplace is vital to the safety of employees. In addition to security and disaster response planning, some insurers offer insurance products to help insure the business for the risk of loss associated with workplace violence.
Security in the workplace is vital to the safety of employees. In addition to security and disaster response planning, some insurers offer insurance products to help insure the business for the risk of loss associated with workplace violence.
Business Insurance - Professional Overhead...
Business Insurance - Professional Overhead Expense Disability Coverage Protects the Business and Business Owner in Case of Disability.
Business Insurance - Professional Overhead Expense Disability Coverage Protects the Business and Business Owner in Case of Disability.
How to Prepare a Business Insurance Application
Business insurance is obtained by preparing a business insurance application. Preparing an application can be a daunting task and here we look at how to prepare an insurance application.
Business insurance is obtained by preparing a business insurance application. Preparing an application can be a daunting task and here we look at how to prepare an insurance application.
Insurer Defense Obligations Under the Insurance...
When your business is sued for something or someones alleged injury, your business insurance policy provides for a defense against the claims. Here we discuss how business insurance provides you a legal defense.
When your business is sued for something or someones alleged injury, your business insurance policy provides for a defense against the claims. Here we discuss how business insurance provides you a legal defense.
End of the Year Insurance Renewal Tips
The end of the year is a good time to review your current business insurance and to review needs for the future and here are some tips.
The end of the year is a good time to review your current business insurance and to review needs for the future and here are some tips.
Primary Care Physician
Primary Care Physician Definition
Primary Care Physician Definition
Actual Cash Value
Definition of Actual Cash Value. Business Insurance.
Definition of Actual Cash Value. Business Insurance.
Business Insurance - Benefits of a Disability...
Your business insurance plan may include health insurance benefits for your employees, but the addition of a disability plan may provide significant tax savings and other benefits.
Your business insurance plan may include health insurance benefits for your employees, but the addition of a disability plan may provide significant tax savings and other benefits.
Life Insurance
Life Insurance can be used in your business insurance plan to cover key employees, owners, and partners in case of death or as an additional benefit for your employees.
Life Insurance can be used in your business insurance plan to cover key employees, owners, and partners in case of death or as an additional benefit for your employees.
Replacement Cost
Replacement Cost - Business Insurance Definition
Replacement Cost - Business Insurance Definition
How do I Find an Insurance Professional who...
Businesses often find it difficult to find an agent or broker familiar with their particular business.
Businesses often find it difficult to find an agent or broker familiar with their particular business.
Alaska
Links and contact information for the Alaska Division of Insurance.
Links and contact information for the Alaska Division of Insurance.
Business Insurance - What to do When you Cannot...
Business insurance can be difficult to obtain for a new business or new product. Here are some tips on what to do when you cannot find insurance.
Business insurance can be difficult to obtain for a new business or new product. Here are some tips on what to do when you cannot find insurance.
Agent
Definition of Agent. Business Insurance.
Definition of Agent. Business Insurance.
Kentucky
Insurance links and contact information for the State of Kentucky
Insurance links and contact information for the State of Kentucky
Hawaii
Insurance Links and Contacts for the State of Hawaii.
Insurance Links and Contacts for the State of Hawaii.
Lowering Business Insurance Premiums by...
Business insurance premiums are often less expensive when the business insurance is purchased through membership in a professional organization or business group.
Business insurance premiums are often less expensive when the business insurance is purchased through membership in a professional organization or business group.
Connecticut
Links and contact information for the Connecticut Department of Insurance
Links and contact information for the Connecticut Department of Insurance
District of Columbia
Insurance links and contacts for the District of Columbia.
Insurance links and contacts for the District of Columbia.
West Virginia
Insurance links and contact information for the State of West Virginia
Insurance links and contact information for the State of West Virginia
Saving Business Insurance Premiums With...
Lowering your business insurance premiums requires lowering your business risk. Theft and fraud risk can be lowered with a security and surveillance system.
Lowering your business insurance premiums requires lowering your business risk. Theft and fraud risk can be lowered with a security and surveillance system.
Florida
Links and contacts to the Florida Department of Insurance.
Links and contacts to the Florida Department of Insurance.
Specialized Insurance Policies
Some businesses require specialized business insurance.
Some businesses require specialized business insurance.
Puerto Rico
Insurance links and contact information for the Commonwealth of Puerto Rico
Insurance links and contact information for the Commonwealth of Puerto Rico
Will the Affordable Care Act be Struck Down?
The Affordable Care Act is set to become fully enacted in 2014. However, several lawsuits by various states have been filed seeking to limit or overturn the law.
The Affordable Care Act is set to become fully enacted in 2014. However, several lawsuits by various states have been filed seeking to limit or overturn the law.
Illinois
Insurance links and contact information for the State of Illinois
Insurance links and contact information for the State of Illinois
Vermont
Insurance links and contact information for the State of Vermont
Insurance links and contact information for the State of Vermont
Business Insurance - What is a "public option?"
Health insurance reform will have a big impact on your business insurance plan. It may affect costs, profitability, employee benefits, and availability of insurance coverage. One proposal is to create a public option insurance plan. What is a public option and how would it work?
Health insurance reform will have a big impact on your business insurance plan. It may affect costs, profitability, employee benefits, and availability of insurance coverage. One proposal is to create a public option insurance plan. What is a public option and how would it work?
Business Insurance - What is COBRA?
The Consolidated Omnibus Budget Reconciliation Act (COBRA)applies to health insurance benefits. It is a law that requires a continuation of health insurance fro employees. Compliance must be a part of a business insurance plan that includes health insurance.
The Consolidated Omnibus Budget Reconciliation Act (COBRA)applies to health insurance benefits. It is a law that requires a continuation of health insurance fro employees. Compliance must be a part of a business insurance plan that includes health insurance.
Holiday Fire Safety and Fire Insurance
The best way to reduce business insurance premiums is to reduce risk and follow proven safety methods. Holiday decorations can pose a fire risk and it is important to review Holiday Fire Safety with your company's employees.
The best way to reduce business insurance premiums is to reduce risk and follow proven safety methods. Holiday decorations can pose a fire risk and it is important to review Holiday Fire Safety with your company's employees.
Arizona
Links and contacts to the Arizona Department of Insurance
Links and contacts to the Arizona Department of Insurance
Examine Your Business
Insuring your business starts with a statement about what your business does.
Insuring your business starts with a statement about what your business does.