Business Insurance: Most Popular Articles

Types of Business Insurance
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.

Liability Insurance
A Liability Insurance Policy covers your business in the event of a law suit alleging your company caused damage or loss by a mistake.

Business Insurers
The largest business insurers in the United States maintain a dominant web presence. Here is a list of the largest business insurers and associated links. Each website includes valuable information about the company and business insurance.

Lowering Insurance Premiums
You can lower your business insurance premiums. Here are some tips to lower your business insurance premiums.

Product Liability
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.

Release Forms
Business insurers may require the use of a release form or limitation on liability form be used by your business. Do release forms limit liability? Can a release form lower business insurance premiums?

Policy Types
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.

Choosing an Insurance Company
Choosing an Insurance Company for your Business Insurance.

Choosing an Agent or Broker
Business insurance is critical to your business. Choosing a business insurance professional who understands your needs and your business is an important first step in purchasing business insurance.

Additional Insured Def.
Definition of Additional Insured

Business Insurance Brokers
Business insurance brokers can offer more services to the business than the insurance agent. This is a list of the largest insurance brokers in the U.S. and their contact information.

Liquor Liability
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.

Premium Deductions
Business insurance premiums are tax deductible as business expenses. This article discusses the basic deductions for business insurance premiums.

Using Section 125 Plans
Section 125 Plans allow an employer to offer benefits to their employees while saving health care premiums, taxes and workers' compensation premiums.

Agent v. Broker
Business insurance agents and business insurance brokers are different. Which professional you use depends on the size of your business operations.

Purchase Checklist
This is a Checklist of Documents and Information You Will Need to Purchase Business Insurance.

Casualty Insurance
Casualty insurance differs from property insurance. Casualty insurance insures the business while property insurance insures the location.

Business Interruption
Business Interruption Insurance is coverage that protects your business from the loss of income from a loss of business location

Endorsement
Endorsement - a business insurance definition

Property Insurance
Property Insurance is insurance that insures your location and contents.

Workers' Compensation
Workers' Compensation Insurance is mandated by state law and should be considered first in a business insurance plan.

Key Man Insurance
Key Man insurance coverage is business insurance for the "key" employees within your business. Whether you need key man business insurance coverage is dependent upon the nature of your business.

Church Insurance
Business Insurance for a church to protect the congregation and the physical location of the church is similar to insurance for a business.

Lowering WC Premiums
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.

How Much Bus. Int. Insurance?
Business interruption insurance is notoriously difficult to purchase in the correct coverage amount. Under insuring will result in a penalty.

Purchasing Commercial Auto
Commercial auto insurance is one of the most critical coverages for your business insurance and risk management program. Before you add a commercial auto policy to your business insurance program, consider the following points and discuss them with your insurance professional.

Business Insurance Budget
Business insurance is a significant cost of doing business. Planning your small business insurance plan requires budgeting for insurance.

Why Business Insurance
Business insurance is critical to control risk. There are many common myths about business liability and the need for business insurance. Here we examine those myths about business insurance.

Do I need bus. auto?
Your business needs commercial auto coverage if it uses any titled vehicles in its business.

Home Business Insurance
Home businesses need business insurance to protect the business just like any other business. Her we discuss the most common types of business insurance need by the home business.

Example of Coverage
Business interruption coverage can be explained by and example.

Raising Premiums
Business insurance premiums for your business are often the result of the way the business is operated. Bad claims history, poor safety records and poor business practices can greatly increase your business insurance costs.

HDHP and HSA
High Deductible Health Plans and a Health Savings Account can be a good way for newer small businesses to provide coverage to their employees.

Def. of Actual Cash Value
Definition of Actual Cash Value

Basic Types of Policies
Business Insurance Policies cover four basic things: property, liability, people, and income.

Farm Insurance
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations.

Arkansas
Arkansas Department of Insurance links and contact information.

Agent Accreditation
Insurance agents and brokers can seek accreditation based on their experience and training.

Definition of Occurrence
Definition of Occurrence

Alabama
Here are links and contact information for the Alabama Department of Insurance.

Liability Claims
Business insurance provides you with a defense and a way to pay claims in case of an injury to a person or property. This article outlines what happens when your company faces a liability claim.

Workers' Comp. FAQ
Frequently Asked Questions About Workers' Compensation Insurance

Definition of Coinsurance
Definition of coinsurance.

Business Insurance - HowTos
An index of HowTos for the Business Insurance guide site.

Business Insurance - Articles
An index of Articles for the Business Insurance guide site.

What Insurance?
Insuring your business starts with a statement about what your business does.

Finding Insurance Professional
Businesses often find it difficult to find an agent or broker familiar with their particular business.

Fire Insurance
Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.

Arizona
Links and contacts to the Arizona Department of Insurance

Working with Your Insurer
Business owners who purchase business insurance for their business must, necessarily, work with their insurance company. Here is some advice for working with your business insurer.

Earthquake Insurance
Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.

Professional Overhead
Business Insurance - Professional Overhead Expense Disability Coverage Protects the Business and Business Owner in Case of Disability.

Flood Insurance
Flooding and water damage is not covered under most commercial property policies. Your Business Insurance plan may need flood insurance.

Insurer Ratings
There are five main companies that provide ratings for insurers.

Overview of Ins Contract
An Insurance Policy is a contract and each side has specific obligations.

Washington
Insurance links and contact information for the State of Washington

Kentucky
Insurance links and contact information for the State of Kentucky

Health Insurance Overview
Health insurance for your business is important for your business to be competitive.

Life Insurance
Life Insurance can be used in your business insurance plan to cover key employees, owners, and partners in case of death or as an additional benefit for your employees.

Preparing to Buy Insurance
Preparing to Purchase business insurance is a four step process and is a good start in preparing a solid business insurance plan.

Business Insurance Intro
This is an introduction to business insurance.

Vermont
Insurance links and contact information for the State of Vermont

Puerto Rico
Insurance links and contact information for the Commonwealth of Puerto Rico

Definition of Adjuster
Definition of Adjuster

Nevada
Insurance links and contact information for the State of Nevada

Maryland
Insurance links and contact information for the State of Maryland

Insurance Bad Faith
Sometimes insurers act in such a way that the insurer has committed "bad faith."

Def. of Replacement Cost
Replacement Cost - Business Insurance Definition

Key Employee Life Insurance
Life Insurance Can be Used to Insure the Life of Key Employees and to Continue the Business in Case of Death

Colorado
Links and contacts to the Division of Insurance for Colorado.

North Dakota
Insurance links and contact information for the State of North Dakota

North Carolina
Insurance links and contact information for the State of North Carolina

Definition of Agent
Definition of Agent

Definition of Broker
Definition of Insurance Broker

Business Insurance - Before You Buy
An index of Before You Buy Articles for the Business Insurance guide site.

Nebraska
Insurance links and contact information for the State of Nebraska

New York
Insurance links and contact information for the State of New York.

Interpreting Policies
Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.

Definition of the BOP
Definition of a Business Owner's Policy

Definition of Exclusion
Definition of Exclusion.

New Mexico
Insurance links and contact information for the State of New Mexico

Ohio
Insurance links and contact information for the State of Ohio

Oklahoma
Insurance links and contact information for the State of Oklahoma

Michigan
Insurance links and contact information for the State of Michigan

Louisiana
Insurance links and contact information for the State of Louisiana.

New Hampshire
Insurance links and contact information for the State of New Hampshire.

Intentional Acts Coverage
Businesses often face the situation where an employee is accused of a crime or similar act. Business insurance may or may not provide coverage for such an act.

Def. of Primary Care Physician
Primary Care Physician Definition

Reinsurance Definition
Definition of Reinsurance

Business Insurance - FAQs
An index of FAQs for the Business Insurance guide site.

Specialized Insurance
Some businesses require specialized business insurance.

Indiana
Insurance links and contact information for the State of Indiana

Creating a Disaster Plan
Proper Business Insurance planning includes the creation of a disaster plan. The business owner has many tools available to create such a plan.

Wisconsin
Insurance links and contact information for the State of Wisconsin

West Virginia
Insurance links and contact information for the State of West Virginia

Hawaii
Insurance Links and Contacts for the State of Hawaii.

Idaho
Insurance links and contact information for the State of Idaho.

Iowa
Insurance links and contact information for the State of Iowa

South Dakota
Insurance links and contact information for the State of South Dakota

Florida
Links and contacts to the Florida Department of Insurance.

Illinois
Insurance links and contact information for the State of Illinois

Massachusetts
Insurance links and contact information for the State of Massachusetts.

Missouri
Insurance links and contact information for the State of Missouri.

Wyoming
Insurance links and contact information for the State of Wyoming

Network Risk
A network risk policy can protect your business in case of a serious network or internet outage and is a valuable part of your business insurance for your business.

High Deductible Health Plans
High Deductible Health Plan Definition

About - Business Insurance Buyer's Guide
Find Guide reviews, top picks, and advice you can use before you buy.

Rhode Island
Insurance links and contact information for the State of Rhode Island

Virginia
Insurance links and contact information for the State of Virginia

California
Links and contact information for the California Department of Insurance.

Utah
Insurance links and contact information for the State of Utah

Minnesota
Insurance links and contact information for the State of Minnesota.

Kansas
Insurance links and contact information for the State of Kansas

Business Insurance - QuickTips
An index of QuickTips for the Business Insurance guide site.

Georgia
Links and contacts for the state of Georgia.

Oregon
Insurance links and contact information for the State of Oregon

Texas
Insurance links and contact information for the State of Texas

Alaska
Links and contact information for the Alaska Division of Insurance.

Connecticut
Links and contact information for the Connecticut Department of Insurance

District of Columbia
Insurance links and contacts for the District of Columbia.

Maine
Insurance links and contact information for the State of Maine.

Montana
Insurance links and contact information for the State of Montana.

Pennsylvania
Insurance links and contact information for the State of Pennsylvania

South Carolina
Insurance links and contact information for the State of South Carolina

Tennessee
Insurance links and contact information for the State of Tennessee

Mississippi
Insurance links and contact information for the State of Mississippi.

New Jersey
Insurance links and contact information for the State of New Jersey.

Delaware
Links and contacts to the Delaware Department of Insurance.