Business Insurance: Most Popular Articles
These articles are the most popular over the last month.
Agent v. Broker
Business insurance agents and business insurance brokers are different. Which professional you use depends on the size of your business operations.
Business insurance agents and business insurance brokers are different. Which professional you use depends on the size of your business operations.
Product Liability
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.
Policy Types
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
Claims made or occurrence
Business Insurance for your business may include professional liability or other types of coverage that will be either claims made coverage or occurrence coverage. Understanding the difference is important for your Business Insurance program.
Business Insurance for your business may include professional liability or other types of coverage that will be either claims made coverage or occurrence coverage. Understanding the difference is important for your Business Insurance program.
What is Self-Insurance
Businesses interested in lowering business insurance premium costs and having more control over their risk management plan may consider self-insurance. Self-insurance is a business insurance strategy where the company maintains a part of the insured risk.
Businesses interested in lowering business insurance premium costs and having more control over their risk management plan may consider self-insurance. Self-insurance is a business insurance strategy where the company maintains a part of the insured risk.
Using Section 125 Plans
Section 125 Plans allow an employer to offer benefits to their employees while saving health care premiums, taxes and workers' compensation premiums.
Section 125 Plans allow an employer to offer benefits to their employees while saving health care premiums, taxes and workers' compensation premiums.
Business Insurers
The largest business insurers in the United States maintain a dominant web presence. Here is a list of the largest business insurers and associated links. Each website includes valuable information about the company and business insurance.
The largest business insurers in the United States maintain a dominant web presence. Here is a list of the largest business insurers and associated links. Each website includes valuable information about the company and business insurance.
Endorsement
Endorsement - a business insurance definition
Endorsement - a business insurance definition
Release Forms
Business insurers may require the use of a release form or limitation on liability form be used by your business. Do release forms limit liability? Can a release form lower business insurance premiums?
Business insurers may require the use of a release form or limitation on liability form be used by your business. Do release forms limit liability? Can a release form lower business insurance premiums?
Premium Deductions
Business insurance premiums are tax deductible as business expenses. This article discusses the basic deductions for business insurance premiums.
Business insurance premiums are tax deductible as business expenses. This article discusses the basic deductions for business insurance premiums.
Adverising Injury Coverage
Business insurance can provide coverage for damages caused by an advertising injury. Here we discuss advertising injury coverage and business insurance coverage for such risk.
Business insurance can provide coverage for damages caused by an advertising injury. Here we discuss advertising injury coverage and business insurance coverage for such risk.
Types of Business Insurance
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
Workers' Compensation
Workers' Compensation Insurance is mandated by state law and should be considered first in a business insurance plan.
Workers' Compensation Insurance is mandated by state law and should be considered first in a business insurance plan.
Lodging Insurance
Businesses that offer travelers a place to stay have special business insurance needs. Here is discussion of the business insurance needs of a lodging business.
Businesses that offer travelers a place to stay have special business insurance needs. Here is discussion of the business insurance needs of a lodging business.
Liquor Liability
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Bar Insurance
Bars, taverns, inns, or any business that sells alcohol to the public have special insurance needs. Business insurance for a bar requires liability and property insurance. Here we look at business insurance for a bar.
Bars, taverns, inns, or any business that sells alcohol to the public have special insurance needs. Business insurance for a bar requires liability and property insurance. Here we look at business insurance for a bar.
Business Insurance Brokers
Business insurance brokers can offer more services to the business than the insurance agent. This is a list of the largest insurance brokers in the U.S. and their contact information.
Business insurance brokers can offer more services to the business than the insurance agent. This is a list of the largest insurance brokers in the U.S. and their contact information.
Lowering WC Premiums
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.
Reinsurance Definition
Definition of Reinsurance
Definition of Reinsurance
Basic Types of Policies
Business Insurance Policies cover four basic things: property, liability, people, and income.
Business Insurance Policies cover four basic things: property, liability, people, and income.
Casualty Insurance
Casualty insurance differs from property insurance. Casualty insurance insures the business while property insurance insures the location.
Casualty insurance differs from property insurance. Casualty insurance insures the business while property insurance insures the location.
Purchasing Commercial Auto
Commercial auto insurance is one of the most critical coverages for your business insurance and risk management program. Before you add a commercial auto policy to your business insurance program, consider the following points and discuss them with your insurance professional.
Commercial auto insurance is one of the most critical coverages for your business insurance and risk management program. Before you add a commercial auto policy to your business insurance program, consider the following points and discuss them with your insurance professional.
Liability Insurance
A Liability Insurance Policy covers your business in the event of a law suit alleging your company caused damage or loss by a mistake.
A Liability Insurance Policy covers your business in the event of a law suit alleging your company caused damage or loss by a mistake.
Property Insurance
Property Insurance is insurance that insures your location and contents.
Property Insurance is insurance that insures your location and contents.
Do I need bus. auto?
Your business needs commercial auto coverage if it uses any titled vehicles in its business.
Your business needs commercial auto coverage if it uses any titled vehicles in its business.
Nonprofit Insurance
Nonprofits and not-for-profit businesses and agencies work with volunteers and the public. Business insurance for the nonprofit is different from for profit business insurance.
Nonprofits and not-for-profit businesses and agencies work with volunteers and the public. Business insurance for the nonprofit is different from for profit business insurance.
Fire Insurance
Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.
Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.
Key Man Insurance
"Key Man" insurance is a life and/or disability policy taken out by the business as a beneficiary in
"Key Man" insurance is a life and/or disability policy taken out by the business as a beneficiary in
epliins
Employment Practices Liability Insurance is liability insurance to protect your business from claims by employees against the business for things like wrongful discharge, workplace harassment and discrimination.
Employment Practices Liability Insurance is liability insurance to protect your business from claims by employees against the business for things like wrongful discharge, workplace harassment and discrimination.
Church Insurance
Business Insurance for a church to protect the congregation and the physical location of the church is similar to insurance for a business.
Business Insurance for a church to protect the congregation and the physical location of the church is similar to insurance for a business.
Home Business Insurance
Home businesses need business insurance to protect the business just like any other business. Her we discuss the most common types of business insurance need by the home business.
Home businesses need business insurance to protect the business just like any other business. Her we discuss the most common types of business insurance need by the home business.
Business Insurance Intro
This is an introduction to business insurance.
This is an introduction to business insurance.
Employer Non-Owned Car Liability Coverage
The Employer Non-Owned Car Liability Coverage is business insurance that protects your business when employees operate their own auto as part of their employment.
The Employer Non-Owned Car Liability Coverage is business insurance that protects your business when employees operate their own auto as part of their employment.
Purchase Checklist
This is a Checklist of Documents and Information You Will Need to Purchase Business Insurance.
This is a Checklist of Documents and Information You Will Need to Purchase Business Insurance.
Valuable Papers Coverage
Valuable papers business insurance coverage is critical insurance coverage to your business. Valuable papers coverage covers the cost of replacing documents used in your business.
Valuable papers business insurance coverage is critical insurance coverage to your business. Valuable papers coverage covers the cost of replacing documents used in your business.
Lowering Insurance Premiums
You can lower your business insurance premiums. Here are some tips to lower your business insurance premiums.
You can lower your business insurance premiums. Here are some tips to lower your business insurance premiums.
Definition of Exclusion
Definition of Exclusion.
Definition of Exclusion.
Example of Coverage
Business interruption coverage can be explained by and example.
Business interruption coverage can be explained by and example.
Additional Insured
Businesses work with other businesses, that is the nature of our economy. A contractor builds a house
Businesses work with other businesses, that is the nature of our economy. A contractor builds a house
Discontinued Operations
Discontinued Operations and Products Coverage is business insurance that covers the risk of loss after a business ceases operations.
Discontinued Operations and Products Coverage is business insurance that covers the risk of loss after a business ceases operations.
Definition of Occurrence
Definition of Occurrence
Definition of Occurrence
Rhode Island
Insurance links and contact information for the State of Rhode Island
Insurance links and contact information for the State of Rhode Island
Additional Insured Def.
Definition of Additional Insured
Definition of Additional Insured
Why Business Insurance
Business insurance is critical to control risk. There are many common myths about business liability and the need for business insurance. Here we examine those myths about business insurance.
Business insurance is critical to control risk. There are many common myths about business liability and the need for business insurance. Here we examine those myths about business insurance.
Hired Auto Coverage
Hired auto coverage is commercial auto coverage that provides coverage to you, or your business, when operating a vehicle you do not own or that is not registered to you.
Hired auto coverage is commercial auto coverage that provides coverage to you, or your business, when operating a vehicle you do not own or that is not registered to you.
Interpreting Policies
Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.
Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.
Business Interruption
Business Interruption Insurance is coverage that protects your business from the loss of income from a loss of business location
Business Interruption Insurance is coverage that protects your business from the loss of income from a loss of business location
Farm Insurance
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations.
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations.
Employer Mandate
Businesses looking to find health insurance for their employees are going to be affected by any health care reform. Business insurance costs can be affected by such reform. Here we look at what an employer mandate means to the business owner.
Businesses looking to find health insurance for their employees are going to be affected by any health care reform. Business insurance costs can be affected by such reform. Here we look at what an employer mandate means to the business owner.
HDHP and HSA
High Deductible Health Plans and a Health Savings Account can be a good way for newer small businesses to provide coverage to their employees.
High Deductible Health Plans and a Health Savings Account can be a good way for newer small businesses to provide coverage to their employees.
Agent Versus Online
Business insurance can be purchased online. So, why hire an insurance professional? We look at the benefits of purchasing insurance and getting online quotes versus hiring an insurance agent or broker.
Business insurance can be purchased online. So, why hire an insurance professional? We look at the benefits of purchasing insurance and getting online quotes versus hiring an insurance agent or broker.
Choosing an Insurance Company
Choosing an Insurance Company for your Business Insurance.
Choosing an Insurance Company for your Business Insurance.
Risky Jobs
Your Business Insurance premiums are based on the risk involved in your business. Here is a list of the riskiest jobs.
Your Business Insurance premiums are based on the risk involved in your business. Here is a list of the riskiest jobs.
Definition of Adjuster
Definition of Adjuster
Definition of Adjuster
Liability Claims
Business insurance provides you with a defense and a way to pay claims in case of an injury to a person or property. This article outlines what happens when your company faces a liability claim.
Business insurance provides you with a defense and a way to pay claims in case of an injury to a person or property. This article outlines what happens when your company faces a liability claim.
Overview of Ins Contract
An Insurance Policy is a contract and each side has specific obligations.
An Insurance Policy is a contract and each side has specific obligations.
Choosing an Agent or Broker
Business insurance is critical to your business. Choosing a business insurance professional who understands your needs and your business is an important first step in purchasing business insurance.
Business insurance is critical to your business. Choosing a business insurance professional who understands your needs and your business is an important first step in purchasing business insurance.
Insurer Ratings
There are five main companies that provide ratings for insurers.
There are five main companies that provide ratings for insurers.
Political Risk Insurance
International and multi-national businesses, banks, financial institutions and other businesses that do business in countries with unstable social and political conditions can reduce the risk of of revolution, regime change or political violence with political risk insurance.
International and multi-national businesses, banks, financial institutions and other businesses that do business in countries with unstable social and political conditions can reduce the risk of of revolution, regime change or political violence with political risk insurance.
Drug-Free Workplace Savings
Business insurance such as workers' compensation insurance is mandated by the state. Premium discounts can be obtained by creating a drug-free workplace.
Business insurance such as workers' compensation insurance is mandated by the state. Premium discounts can be obtained by creating a drug-free workplace.
Mobile Claims Applications
Many insurers offer free claims applications for the iPhone, Blackberry, Palm, and other mobile devices to assist their insureds in recording and documenting claims information. Here is a quick list of some free applications.
Many insurers offer free claims applications for the iPhone, Blackberry, Palm, and other mobile devices to assist their insureds in recording and documenting claims information. Here is a quick list of some free applications.
Workers' Comp. FAQ
Frequently Asked Questions About Workers' Compensation Insurance
Frequently Asked Questions About Workers' Compensation Insurance
Understand Workers Compensation
Workers compensation insurance is business insurance that provides coverage for work place injuries to your employees. The policies can be confusing so here we take a look at the policy and what it covers.
Workers compensation insurance is business insurance that provides coverage for work place injuries to your employees. The policies can be confusing so here we take a look at the policy and what it covers.
How Much Bus. Int. Insurance?
Business interruption insurance is notoriously difficult to purchase in the correct coverage amount. Under insuring will result in a penalty.
Business interruption insurance is notoriously difficult to purchase in the correct coverage amount. Under insuring will result in a penalty.
Intentional Acts Coverage
Businesses often face the situation where an employee is accused of a crime or similar act. Business insurance may or may not provide coverage for such an act.
Businesses often face the situation where an employee is accused of a crime or similar act. Business insurance may or may not provide coverage for such an act.
VSSR and Intentional Claims
Workers' Compensation generally excludes a lawsuit against an employer for workplace injuries. However, Violation of a Specific Safety Regulation claims (VSSR) claims and intentional torts still can result in extraordinary liability above insurance.
Workers' Compensation generally excludes a lawsuit against an employer for workplace injuries. However, Violation of a Specific Safety Regulation claims (VSSR) claims and intentional torts still can result in extraordinary liability above insurance.
How to Insure Everything
Business insurance is made more confusing by the use of industry specific terms. The terms can be confusing. Here we discuss some basics and answer how to insure just about every aspect of your business in lay terms.
Business insurance is made more confusing by the use of industry specific terms. The terms can be confusing. Here we discuss some basics and answer how to insure just about every aspect of your business in lay terms.
Property Insurance Tips
Your business insurance risk management plan will include property insurance. Here are three tips to make sure your property insurance will cover your business in case of loss.
Your business insurance risk management plan will include property insurance. Here are three tips to make sure your property insurance will cover your business in case of loss.
Working with Your Insurer
Business owners who purchase business insurance for their business must, necessarily, work with their insurance company. Here is some advice for working with your business insurer.
Business owners who purchase business insurance for their business must, necessarily, work with their insurance company. Here is some advice for working with your business insurer.
Earthquake Insurance
Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.
Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.
Life Insurance
Life Insurance can be used in your business insurance plan to cover key employees, owners, and partners in case of death or as an additional benefit for your employees.
Life Insurance can be used in your business insurance plan to cover key employees, owners, and partners in case of death or as an additional benefit for your employees.
Specialized Insurance
Some businesses require specialized business insurance.
Some businesses require specialized business insurance.
Raising Premiums
Business insurance premiums for your business are often the result of the way the business is operated. Bad claims history, poor safety records and poor business practices can greatly increase your business insurance costs.
Business insurance premiums for your business are often the result of the way the business is operated. Bad claims history, poor safety records and poor business practices can greatly increase your business insurance costs.
Construction Bonds
Contract Bonds, also known as Construction Bonds, are important risk-minimization tools utilized by municipalities and project developers across the country. These bonds are also frequently misunderstood.
Contract Bonds, also known as Construction Bonds, are important risk-minimization tools utilized by municipalities and project developers across the country. These bonds are also frequently misunderstood.
Businessowners Policy
For the small business, the businessowners policy is the most effective and affordable business insurance option.
For the small business, the businessowners policy is the most effective and affordable business insurance option.
D & O Coverage
Directors and officers insurance is business insurance designed to protect the company and its directors and officers from personal liability claims.
Directors and officers insurance is business insurance designed to protect the company and its directors and officers from personal liability claims.
Home Office Insurance
Home offices can be protected against risk by proper business insurance coverage. This article discusses what insurance is available for the home office.
Home offices can be protected against risk by proper business insurance coverage. This article discusses what insurance is available for the home office.
Cyber Liability
Cyber liability insurance is growing in importance as a part of your business insurance plan. Cyber liability can protect your business against a number of electronic risks and their related costs.
Cyber liability insurance is growing in importance as a part of your business insurance plan. Cyber liability can protect your business against a number of electronic risks and their related costs.
Business Insurance Claims
Business insurance is for managing risk. Risk means the chance of something going wrong causing damage to the business or to others. When claims occur, the claims must be reported to the business insurer. Here we look at how to submit a claim to the business insurer.
Business insurance is for managing risk. Risk means the chance of something going wrong causing damage to the business or to others. When claims occur, the claims must be reported to the business insurer. Here we look at how to submit a claim to the business insurer.
Disability Insurance
Disability insurance is an important addition to you business risk management plan. Disability business insurance can provide protection to the small business person by providing income after a disability. Disability insurance can aid employees by providing a valuable benefit of disability protection.
Disability insurance is an important addition to you business risk management plan. Disability business insurance can provide protection to the small business person by providing income after a disability. Disability insurance can aid employees by providing a valuable benefit of disability protection.
Insurer Bankruptcy
American International Group or AIG is the nation's largest business insurer. AIG may fail or declare bankruptcy. This article discusses what happens when an insurer becomes insolvent. It addresses whether your business will lose business insurance.
American International Group or AIG is the nation's largest business insurer. AIG may fail or declare bankruptcy. This article discusses what happens when an insurer becomes insolvent. It addresses whether your business will lose business insurance.
Commercial Auto Sites
Online insurance quotes are available from many insurance companies. This is a listing of online insurance quote sites.
Online insurance quotes are available from many insurance companies. This is a listing of online insurance quote sites.
Specific Insurance
Many insurers create specific programs dedicated to your specific business and this can be an excellent way of purchasing business insurance tailored to your business.
Many insurers create specific programs dedicated to your specific business and this can be an excellent way of purchasing business insurance tailored to your business.
Agent Accreditation
Insurance agents and brokers can seek accreditation based on their experience and training.
Insurance agents and brokers can seek accreditation based on their experience and training.
Creating a Disaster Plan
Proper Business Insurance planning includes the creation of a disaster plan. The business owner has many tools available to create such a plan.
Proper Business Insurance planning includes the creation of a disaster plan. The business owner has many tools available to create such a plan.
Applying for Insurance
Business insurance is obtained by preparing a business insurance application. Preparing an application can be a daunting task and here we look at how to prepare an insurance application.
Business insurance is obtained by preparing a business insurance application. Preparing an application can be a daunting task and here we look at how to prepare an insurance application.
Professional Overhead
Business Insurance - Professional Overhead Expense Disability Coverage Protects the Business and Business Owner in Case of Disability.
Business Insurance - Professional Overhead Expense Disability Coverage Protects the Business and Business Owner in Case of Disability.
District of Columbia
Insurance links and contacts for the District of Columbia.
Insurance links and contacts for the District of Columbia.
Key Employee Life Insurance
Life Insurance Can be Used to Insure the Life of Key Employees and to Continue the Business in Case of Death
Life Insurance Can be Used to Insure the Life of Key Employees and to Continue the Business in Case of Death
Group Premiums
Business insurance premiums are often less expensive when the business insurance is purchased through membership in a professional organization or business group.
Business insurance premiums are often less expensive when the business insurance is purchased through membership in a professional organization or business group.
Business Location
Your business location can effect the cost of premiums paid for your business liability insurance. When looking for a location for your business consider the effect of the location on your insurance premiums for your business insurance.
Your business location can effect the cost of premiums paid for your business liability insurance. When looking for a location for your business consider the effect of the location on your insurance premiums for your business insurance.
Wind Insurance Options
The threat of storm damage for coastal businesses is always present. Businesses may be able to take advantage of state sponsored business insurance to protect against the risk of storm damage.
The threat of storm damage for coastal businesses is always present. Businesses may be able to take advantage of state sponsored business insurance to protect against the risk of storm damage.
Definition of Coinsurance
Definition of coinsurance.
Definition of coinsurance.
Research Business Insurers
Before purchasing business insurance make sure you are buying business insurance from a real, properly licensed and stable insurance company.
Before purchasing business insurance make sure you are buying business insurance from a real, properly licensed and stable insurance company.
Business Insurance Budget
Business insurance is a significant cost of doing business. Planning your small business insurance plan requires budgeting for insurance.
Business insurance is a significant cost of doing business. Planning your small business insurance plan requires budgeting for insurance.
Preparing to Buy Insurance
Preparing to Purchase business insurance is a four step process and is a good start in preparing a solid business insurance plan.
Preparing to Purchase business insurance is a four step process and is a good start in preparing a solid business insurance plan.
Spouse-Employee Deductions
Small business is often family business. A family business can generally deduct or exclude from income the costs of providing health insurance to spouse-employees and family-employees.
Small business is often family business. A family business can generally deduct or exclude from income the costs of providing health insurance to spouse-employees and family-employees.
Insurance for a Florist
Flower shops and florists bring nature to the city and bring beauty to many occasions. Florists also have unique risks to their business that need to be considered. What business insurance should the florist consider?
Flower shops and florists bring nature to the city and bring beauty to many occasions. Florists also have unique risks to their business that need to be considered. What business insurance should the florist consider?
Online Business Insurance
Many insurers offer online insurance quotes for personal insurance products. Business insurance quotes may also be offered online, but is business insurance a proper product to purchase online for your small business? Here we look at how to use insurance quotes to purchase business insurance.
Many insurers offer online insurance quotes for personal insurance products. Business insurance quotes may also be offered online, but is business insurance a proper product to purchase online for your small business? Here we look at how to use insurance quotes to purchase business insurance.
Legal Defense
When your business is sued for something or someones alleged injury, your business insurance policy provides for a defense against the claims. Here we discuss how business insurance provides you a legal defense.
When your business is sued for something or someones alleged injury, your business insurance policy provides for a defense against the claims. Here we discuss how business insurance provides you a legal defense.
Health Insurance Overview
Health insurance for your business is important for your business to be competitive.
Health insurance for your business is important for your business to be competitive.
Insurance Bad Faith
Insurance is a contract. In return for premiums, the insurer agrees to indemnify and defend you if a
Insurance is a contract. In return for premiums, the insurer agrees to indemnify and defend you if a
Finding Insurance Professional
Businesses often find it difficult to find an agent or broker familiar with their particular business.
Businesses often find it difficult to find an agent or broker familiar with their particular business.
Flood Insurance
Flooding and water damage is not covered under most commercial property policies. Your Business Insurance plan may need flood insurance.
Flooding and water damage is not covered under most commercial property policies. Your Business Insurance plan may need flood insurance.
Network Risk
A network risk policy can protect your business in case of a serious network or internet outage and is a valuable part of your business insurance for your business.
A network risk policy can protect your business in case of a serious network or internet outage and is a valuable part of your business insurance for your business.
What Insurance?
Insuring your business starts with a statement about what your business does.
Insuring your business starts with a statement about what your business does.
Insurers Online
Business insurers offer information online. Insurers offer quotes on your business insurance. The insurers also direct your business to agents, brokers, and insurance professionals in your area. Here I list some of the largest insurers' web sites for business insurance. These are direct links to the business insurance sections of some of the largest U.S. Insurers.
Business insurers offer information online. Insurers offer quotes on your business insurance. The insurers also direct your business to agents, brokers, and insurance professionals in your area. Here I list some of the largest insurers' web sites for business insurance. These are direct links to the business insurance sections of some of the largest U.S. Insurers.
Definition of the BOP
Definition of a Business Owner's Policy
Definition of a Business Owner's Policy
Def. of Primary Care Physician
Primary Care Physician Definition
Primary Care Physician Definition
Definition of Broker
Definition of Insurance Broker
Definition of Insurance Broker
Open Enrollment Review
Every year your business health insurance plan will have an open-enrollment period. Open-enrollment is an excellent time for business owners and employees to review health care costs and premium expenses and consider options to lower premiums.
Every year your business health insurance plan will have an open-enrollment period. Open-enrollment is an excellent time for business owners and employees to review health care costs and premium expenses and consider options to lower premiums.
Unsafe Driving Practices
Commercial Auto Insurance is a necessary part of a Business Insurance plan. It is also an insurance directly tied to the actions of the drivers operating the vehicles insured. These are the most common unsafe practices leading to increased premiums.
Commercial Auto Insurance is a necessary part of a Business Insurance plan. It is also an insurance directly tied to the actions of the drivers operating the vehicles insured. These are the most common unsafe practices leading to increased premiums.
Family Business Planning
Long-term planning for a family business should include business insurance products that assist in business succession planning. Business insurance can be a useful tool in assuring the business remains intact through family transitions.b
Long-term planning for a family business should include business insurance products that assist in business succession planning. Business insurance can be a useful tool in assuring the business remains intact through family transitions.b
What is a "public option?"
Health insurance reform will have a big impact on your business insurance plan. It may affect costs, profitability, employee benefits, and availability of insurance coverage. One proposal is to create a public option insurance plan. What is a public option and how would it work?
Health insurance reform will have a big impact on your business insurance plan. It may affect costs, profitability, employee benefits, and availability of insurance coverage. One proposal is to create a public option insurance plan. What is a public option and how would it work?
Def. of Actual Cash Value
Definition of Actual Cash Value
Definition of Actual Cash Value
Health Insurance Reform
The Affordable Care Act is set to become fully enacted in 2014. However, several lawsuits by various states have been filed seeking to limit or overturn the law.
The Affordable Care Act is set to become fully enacted in 2014. However, several lawsuits by various states have been filed seeking to limit or overturn the law.
Workplace Violence Insurance
Security in the workplace is vital to the safety of employees. In addition to security and disaster response planning, some insurers offer insurance products to help insure the business for the risk of loss associated with workplace violence.
Security in the workplace is vital to the safety of employees. In addition to security and disaster response planning, some insurers offer insurance products to help insure the business for the risk of loss associated with workplace violence.
Kentucky
Insurance links and contact information for the State of Kentucky
Insurance links and contact information for the State of Kentucky
Tips on Finding Business Insur
Business insurance can be difficult to obtain for a new business or new product. Here are some tips on what to do when you cannot find insurance.
Business insurance can be difficult to obtain for a new business or new product. Here are some tips on what to do when you cannot find insurance.
Travel Insurance
Businesses that have their employees travel frequently may benefit by requiring travel insurance on travel purchased by the company. Travel insurance can also provide some valuable protection to expensive international business travel.
Businesses that have their employees travel frequently may benefit by requiring travel insurance on travel purchased by the company. Travel insurance can also provide some valuable protection to expensive international business travel.
Definition of Agent
Definition of Agent
Definition of Agent
End of the Year Insurance Review
The end of the year is a good time to review your current business insurance and to review needs for the future and here are some tips.
The end of the year is a good time to review your current business insurance and to review needs for the future and here are some tips.
Delaware
Links and contacts to the Delaware Department of Insurance.
Links and contacts to the Delaware Department of Insurance.
COBRA Questions
The Consolidated Omnibus Budget Reconciliation Act (COBRA)applies to health insurance benefits. It is a law that requires a continuation of health insurance fro employees. Compliance must be a part of a business insurance plan that includes health insurance.
The Consolidated Omnibus Budget Reconciliation Act (COBRA)applies to health insurance benefits. It is a law that requires a continuation of health insurance fro employees. Compliance must be a part of a business insurance plan that includes health insurance.
Health Insurance Tax Credits
The health insurance reforms passed in 2010 include significant small business tax credits for small businesses providing health insurance to their employees. Unfortunately, many employers are unaware of the credits or do not take advantage of the tax credits. This article discusses the health insurance tax credits.
The health insurance reforms passed in 2010 include significant small business tax credits for small businesses providing health insurance to their employees. Unfortunately, many employers are unaware of the credits or do not take advantage of the tax credits. This article discusses the health insurance tax credits.
Def. of Replacement Cost
Replacement Cost - Business Insurance Definition
Replacement Cost - Business Insurance Definition
Oklahoma
Insurance links and contact information for the State of Oklahoma
Insurance links and contact information for the State of Oklahoma
Holiday Fire Safety
The best way to reduce business insurance premiums is to reduce risk and follow proven safety methods. Holiday decorations can pose a fire risk and it is important to review Holiday Fire Safety with your company's employees.
The best way to reduce business insurance premiums is to reduce risk and follow proven safety methods. Holiday decorations can pose a fire risk and it is important to review Holiday Fire Safety with your company's employees.
Louisiana
Insurance links and contact information for the State of Louisiana.
Insurance links and contact information for the State of Louisiana.
Saving Premiums With Security
Lowering your business insurance premiums requires lowering your business risk. Theft and fraud risk can be lowered with a security and surveillance system.
Lowering your business insurance premiums requires lowering your business risk. Theft and fraud risk can be lowered with a security and surveillance system.
Green Business Insurance
Insurers often lead the way in developing safety policies and standards. It makes sense since it is in
Insurers often lead the way in developing safety policies and standards. It makes sense since it is in
Puerto Rico
Insurance links and contact information for the Commonwealth of Puerto Rico
Insurance links and contact information for the Commonwealth of Puerto Rico
North Dakota
Insurance links and contact information for the State of North Dakota
Insurance links and contact information for the State of North Dakota
Virginia
Insurance links and contact information for the State of Virginia
Insurance links and contact information for the State of Virginia
North Carolina
Insurance links and contact information for the State of North Carolina
Insurance links and contact information for the State of North Carolina
Arkansas
Arkansas Department of Insurance links and contact information.
Arkansas Department of Insurance links and contact information.
Ohio
Insurance links and contact information for the State of Ohio
Insurance links and contact information for the State of Ohio
Arizona
Links and contacts to the Arizona Department of Insurance
Links and contacts to the Arizona Department of Insurance
Iowa
Insurance links and contact information for the State of Iowa
Insurance links and contact information for the State of Iowa
Wyoming
Insurance links and contact information for the State of Wyoming
Insurance links and contact information for the State of Wyoming
New York
Insurance links and contact information for the State of New York.
Insurance links and contact information for the State of New York.
California
Links and contact information for the California Department of Insurance.
Links and contact information for the California Department of Insurance.