Updated Articles and Resources

By Marianne Bonner, About.com Guide

Who's Covered Under My Commercial Auto Policy? Created: Thursday, June 13, 2013 Updated: Friday, June 14, 2013
Article that describes in detail the persons and entities that are included as insureds under a typical business auto policy
Host Liquor Liability Coverage Created: Wednesday, June 05, 2013 Updated: Wednesday, June 05, 2013
The scope of coverage provided by the ISO CGL for liquor-related activities as a result of the liquor liability exclusion
Contact Information for the About.com Business Insurance Guide Created: Thursday, May 16, 2013 Updated: Thursday, May 16, 2013
Find out how to get in touch with the About.com Business Insurance Guide.
Employee Benefits Liability Coverage Created: Thursday, May 16, 2013 Updated: Thursday, May 16, 2013
Reasons why small business owners might need employee benefits liability coverage to protect themselves against claims resulting from errors in benefits administration
Questions To Ask Before Your Business Rents An Auto Created: Thursday, May 16, 2013 Updated: Thursday, May 16, 2013
Questions to ask before you rent or hire an auto to ensure your business is adequately covered by auto insurance
Before You Buy an Umbrella Policy Created: Thursday, May 16, 2013 Updated: Thursday, May 16, 2013
Issues to consider before buying a commercial umbrella policy, including the limits, coverages, cost, variations and pitfalls.
Liability Insurance for Mobile Equipment Created: Thursday, May 16, 2013 Updated: Thursday, May 16, 2013
Properly insuring mobile equipment for liability under a commercial liability and/or a commercial auto policy.
Introduction to the ISO Commercial General Liability Policy Created: Thursday, May 16, 2013 Updated: Thursday, May 16, 2013
A discussion of Coverage A, Bodily Injury and Property Damage Liability, under the ISO Commercial General Liability Coverage form
Business Insurance - What is a "public option?" Created: Thursday, August 27, 2009 Updated: Monday, July 23, 2012
Health insurance reform will have a big impact on your business insurance plan. It may affect costs, profitability, employee benefits, and availability of insurance coverage. One proposal is to cre...
Business Insurance - Things Insurers do Wrong Created: Tuesday, September 22, 2009 Updated: Wednesday, May 02, 2012
Insurance companies stay in existence by serving people. People pay premiums. Sometimes insurers do things that make no sense. Here we get some feedback from our readers about those experiences.
The public option in health insurance reform. Created: Friday, September 11, 2009 Updated: Wednesday, May 02, 2012
Health insurance reform proposals are calling for the creation of a
Finding an Insurance Agent or Broker Created: Monday, July 13, 2009 Updated: Wednesday, May 02, 2012
Finding a good insurance professional for your business insurance needs is critical in establishing a good risk management program for your business.
Business Insurance - How to Find an Insurance Professional for Your Business Created: Monday, March 31, 2008 Updated: Wednesday, May 02, 2012
Businesses often find it difficult to find an agent or broker familiar with their particular business.
Business Insurance - Reader's Discussion About Business Insurers Created: Monday, April 20, 2009 Updated: Wednesday, May 02, 2012
Choosing an insurer for your business insurance plan can be difficult. Working with an business insurer is a good way to determine if the right insurer has been chosen for business insurance. Here ...
Photos of Really Risky Business Created: Friday, April 09, 2010 Updated: Wednesday, May 02, 2012
We have all seen some really dumb things go on in the workplace. This is your opportunity to share your photos of truly egregious and risky things.
Reader Stories: Lowering Business Insurance Premiums - Share Your Advice Created: Friday, April 09, 2010 Updated: Wednesday, May 02, 2012
Business insurance premiums for business insurance can increase every year if the business owner does not take action to lower the premiums. Here Readers share their stories, tips, and advice on ho...
Reader Stories: Photos of Risky Business Created: Friday, April 09, 2010 Updated: Wednesday, May 02, 2012
We have all seen some really dumb things go on in the workplace. This is your opportunity to share your photos of truly egregious and risky things.
Will Health Care Reform be Struck Down? Created: Monday, April 16, 2012 Updated: Monday, April 16, 2012
The Affordable Care Act is set to become fully enacted in 2014. However, several lawsuits by various states have been filed seeking to limit or overturn the law.
Business Insurance for a Florist Created: Friday, March 16, 2012 Updated: Friday, March 16, 2012
Flower shops and florists bring nature to the city and bring beauty to many occasions. Florists also have unique risks to their business that need to be considered. What business insurance should t..
Workplace Violence - Insuring the Risk Created: Tuesday, February 28, 2012 Updated: Tuesday, February 28, 2012
Security in the workplace is vital to the safety of employees. In addition to security and disaster response planning, some insurers offer insurance products to help insure the business for the ris..
Workplace Violence - Insuring the Risk Created: Tuesday, February 28, 2012 Updated: Tuesday, February 28, 2012
Security in the workplace is vital to the safety of employees. In addition to security and disaster response planning, some insurers offer insurance products to help insure the business for the ris..
Health Insurance Tax Credits Created: Thursday, February 16, 2012 Updated: Thursday, February 16, 2012
The health insurance reforms passed in 2010 include significant small business tax credits for small businesses providing health insurance to their employees. Unfortunately, many employers are unaw..
Holiday Fire Safety and Fire Insurance Created: Tuesday, December 20, 2011 Updated: Tuesday, December 20, 2011
The best way to reduce business insurance premiums is to reduce risk and follow proven safety methods. Holiday decorations can pose a fire risk and it is important to review Holiday Fire Safety wit..
Cyber Liability Coverage Created: Monday, November 28, 2011 Updated: Monday, November 28, 2011
Cyber liability insurance is growing in importance as a part of your business insurance plan. Cyber liability can protect your business against a number of electronic risks and their related costs...
Understanding Workers Compensation Created: Monday, October 24, 2011 Updated: Monday, October 24, 2011
Workers compensation insurance is business insurance that provides coverage for work place injuries to your employees. The policies can be confusing so here we take a look at the policy and what it..
The Businessowners Policy - Effective Small Business Insurance Created: Friday, October 21, 2011 Updated: Friday, October 21, 2011
For the small business, the businessowners policy is the most effective and affordable business insurance option.
Going Green With Green Business Insurance Created: Monday, October 17, 2011 Updated: Monday, October 17, 2011
Insurers offering business insurance have a wide variety of eco-friendly or
Additional Insured Coverage - What is it? Created: Monday, September 26, 2011 Updated: Monday, September 26, 2011
Many businesses are requested at one time or another to add another business as an
The Top Ten Most Dangerous Jobs Created: Tuesday, September 20, 2011 Updated: Tuesday, September 20, 2011
Your Business Insurance premiums are based on the risk involved in your business. Here is a list of the riskiest jobs.
Commercial Auto Coverage - Hired Auto Coverage Created: Friday, September 02, 2011 Updated: Friday, September 02, 2011
Hired auto coverage is commercial auto coverage that provides coverage to you, or your business, when operating a vehicle you do not own or that is not registered to you.
Commercial Auto Insurance - Employer Non-Owned Car Liability Coverage Created: Thursday, August 25, 2011 Updated: Thursday, August 25, 2011
The Employer Non-Owned Car Liability Coverage is business insurance that protects your business when employees operate their own auto as part of their employment.
Directors and Officers Insurance - A, B, C? Created: Tuesday, August 16, 2011 Updated: Tuesday, August 16, 2011
Directors and officers insurance is business insurance designed to protect the company and its directors and officers from personal liability claims.

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