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What is Contractual Liability Coverage?


Many small business owners sign contracts that include transfers of liability. A contract may require you to assume liability for certain lawsuits filed against another company if the lawsuits arise out of incidents caused by your negligence. Fortunately, liability you assume under a contract may be covered under your general liability policy via contractual liability coverage. To learn more, read this article.

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The Risks of Fire

Fires generate flames, heat and smoke, all of which can damage property. Firefighters can also cause damage. Is all of this covered by your property policy?

The ACA and Workers Compensation

The ACA has made changes to the healthcare delivery system that might impact state workers compensation programs. Learn what this impact might consist of.

Hazards of Hail

Hailstones can cause serious damage to buildings and personal property. Here's a summary of what you should know about the risks of hail.

Under the Radar Again

Many small businesses store substances that are potentially hazardous. As Freedom Industries has learned the hard way, a release of these substances can have devastating consequences.

Worker Injuries - Real or Fake?

A fraudulent workers compensation claim can have a significant impact on your small business. Learn what signs may indicate that a claim has been faked.

Residents of No-fault States Pay More for Auto Insurance

No-fault auto laws were intended to make auto insurance cheaper but they have had the opposite effect. Find out why they haven't worked.

El Nino is Coming!

An El Nino pattern is predicted for 2014. An El Nino can affect global weather. Find out what might be in store later this year.

Think Before You Share That Article!

Content you share on the Internet can get you in trouble if you infringe on someone else's copyright. Here are common misconceptions about copyrights.

Will a Blast from Yellowstone End Life on Earth?

Yellowstone National Park contains an active volcano that some say is overdue for a major eruption. Is this the truth or just hype?

Rideshare Risks

Rideshare companies like Uber and Lyft were built using a business model that has a serious flaw. They rely on personal policies to cover commercial exposures.

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