Workers' Compensation Insurance
What Does My Workers Compensation Policy Cover?
An article for small business owners about the coverage that is afforded under a workers compensation policy.
An Introduction to Workers' Compensation
Workers' Compensation Insurance is mandated by state law and should be considered first in a business insurance plan.
What is Experience Rating?
An article to help small business owners understand experience rating under a workers compensation policy.
Employers Liability - Coverage for Suits by Injured Employees
A discussion of the coverage afforded for suits by injured workers under employers liability coverage, Part Two under the standard workers compensation policy.
An explanation of "coverage territory," a term that is found in many commercial policies including auto, liability, property, and workers compensation.
National Council on Compensation Insurance
A discussion of the functions performed by the NCCI, a national insurance organization that provides rating, statistical and other services to state insurance bureaus.
How Does Workers' Compensation Operate in My State?
Frequently Asked Questions About Workers' Compensation Insurance
Workers Compensation Insurance - Understanding the Policy
Workers compensation insurance is business insurance that provides coverage for work place injuries to your employees. The policies can be confusing so here we take a look at the policy and what it covers.
Lowering Workers' Compensation Premiums
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.
Workers' Compensation Discount for Drug-Free Workplace
Business insurance such as workers' compensation insurance is mandated by the state. Premium discounts can be obtained by creating a drug-free workplace.
What is an Intentional Tort or a Violation of a Specific Safe…
Workers' Compensation generally excludes a lawsuit against an employer for workplace injuries. However, Violation of a Specific Safety Regulation claims (VSSR) claims and intentional torts still can result in extraordinary liability above insurance.
The Top Ten Riskiest Jobs
Your Business Insurance premiums are based on the risk involved in your business. Here is a list of the riskiest jobs.